Keeping track of expenses and putting money aside is challenging, but there are six easy tips employers and brokers should share with workers to help them become financially fit.
Organize Financial Records
Toss unneeded financial records and create electronic or hard copy folders for easy storage.
Set a Monthly Budget and Stick to it
Keep and review a record of your expenses to develop a good idea of where to cut back. This may help curb your impulses and control your credit charges, once you discover how quickly those small purchases add up.
Establish an Emergency Fund
Pay yourself first. Deposit a portion of your paycheck into a savings, credit union, or investment account.
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